Consumer credit

I need an explanation for this Accounting question to help me study.

Question 1

Write a 5-6 page APA format paper on The impact of consumer credit on a persons financial credit in America.

Include in this paper introduction, history, statement of problems, objective of study, hypothesis, scope, research questions. Please include in text citations that match peer reviewed references minimum of five.

Question 2

Discuss the five (5) processes of project management. As a manager, how would one plan, track, and manage projects, and what software could one use? Please use I text citation that will match peer reviewed articles minimum three.

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